BookValet has previously covered issues like Private Settlement in the Event of Car Accidents . This article talks about 5 things you should not do after a car accident that you must know just in case you encounter one.
Accidents can be traumatizing no matter how many years you have been driving. Depending on the severity of the accident, drivers usually take some time to compose themselves before they open the door and leave their car to check for damages. Sometimes, accidents can shock drivers and lead to irrational decision making. It is important that you remember to keep a cool head and remember what you SHOULD NOT DO, no matter how tempting the situation is i.e. There could be no one else at the scene looking. There can be serious consequences for doing so.
1. Leaving the Scene of the Accident
Leaving the scene of an accident is considered “hit-and-run”. The Singapore legal system states that it is a serious offence that carries the penalty of a maximum fine of $3,000 or 12 months in jail for first-time offenders.
Hit and run accidents are rather common in Singapore with several cases happening every year. It is very irresponsible to do so especially when there are injuries involved. Drivers who get into accidents MUST stop their cars at a safe location immediately after a collision and alight.
2. Discuss Liability
A the scene of the accident, you should avoid discussing liability with the other party. The use of apologetic words could imply assuming responsibility of the accident. Such discussions and assessments should best be left to the police or insurance companies to investigate.
3. Accepting a Private Settlement
Be on high alert if the other party is unwilling to notify the police. BookValet has published another article talking about Private Settlement in the Event of Car Accidents for further reading. You need to be aware that most insurance policies have a condition in place that requires you to notify them in the event of an accident. The failure to do so may be a policy violation and render your insurance coverage void.
4. Forgo Medical Treatment
Whenever there are injuries resulting from an accident, it is important that drivers seek medical evaluation and treatment immediately. Not all injuries are visible or even apparent physically and there could be delayed responses to accident impact such as head and spinal injuries. Not seeking immediate medical help can result in life threatening conditions and get drivers on the wrong side of the law.
5. Delay in Notifying the Insurance Company
As mentioned in point 3, most insurance policies have a condition in place that requires you to notify them in the event of an accident. The failure to do so may be a policy violation and render your insurance coverage void. All accidents should be reported to your insurance company within 24 hours or by the next working day.
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